Why Dental Plan Guy

Health care reform and the recent financial crisis have brought about significant changes to the world of dentistry.  According to the Society for Human Resource Management, dental insurance tops the list of benefits that employers are looking to cut back on as they make adjustments due to health reform, dramatically increasing the demand for non group dental plans.  Insurance companies have responded by offering plans similar to group dental as well as a variety of other plan styles on an individual basis such that consumers now have a choice of eight different types of dental plan from more than 30 carriers, creating both healthy competition and a good deal of confusion.  Unfortunately, the common notion that dental insurance is too expensive remains so pervasive that most people have chosen to pay out of pocket rather than investigate the new plans.  When financial concerns arise it’s an easy choice to use the $150 to $200 that would have been spent on a routine dental visit on to a trip to the grocery store instead, especially when nobody’s teeth are hurting.  According to a 2009 Harris Interactive/Healthy Day poll, over half of Americans without dental insurance missed necessary dental visits last year and the U.S. Centers for Disease Control reports that only 48% of the children entering kindergarten had seen a dentist in the past 12 months.  The impact of this, according to The American Dental Association, is half of the general practice dentists in America lost money in 2009.

I therefore created Dental Plan Guy to help reinforce the importance of good dental hygiene to the American public while at the same time showing consumers just how affordable dental care can be.  Everybody living in America now has access to an inexpensive dental plan that, even after adding any out of pocket costs for dental visits to the monthly fees, will still cost of less than half that of paying a dentist directly without a plan. 

Dental Plan Guy also assists uninsured individuals who have immediate needs such as root canals by getting them enrolled in dental plans that will provide them with immediate help.

 

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